/* ═══════════════════════════════════════════════════════════
   코스텝 CoStep · 정책자금·기업인증·경영컨설팅 전문그룹
   고밀도 원페이지 랜딩 — Navy / Gold / White 프리미엄 오쏘리티
   폰트: Pretendard(헤딩/UI) · IBM Plex Sans KR(본문) · Fraunces(영문 라벨)
   ═══════════════════════════════════════════════════════════ */

/* ── 폰트: S-Core Dream(디스플레이 헤딩, 로컬) + IBM Plex Mono(라벨/숫자) + IBM Plex Sans KR(본문) + Pretendard(UI) ── */
@font-face{font-family:'S-Core Dream';font-weight:500;font-style:normal;font-display:swap;src:url('../fonts/SCDreamMedium.woff2') format('woff2')}
@font-face{font-family:'S-Core Dream';font-weight:700;font-style:normal;font-display:swap;src:url('../fonts/SCDreamBold.woff2') format('woff2')}
@font-face{font-family:'S-Core Dream';font-weight:800;font-style:normal;font-display:swap;src:url('../fonts/SCDreamExtraBold.woff2') format('woff2')}
@font-face{font-family:'S-Core Dream';font-weight:900;font-style:normal;font-display:swap;src:url('../fonts/SCDreamBlack.woff2') format('woff2')}

:root{
  --ink:#1e3d33;          /* 밝은 블루그레이 (B: 차분한 신뢰형) */
  --ink-2:#24493d;
  --ink-3:#2d5748;
  --paper:#faf8f3;        /* 밝은 웜 화이트 */
  --paper-2:#f1ece1;      /* 살짝 톤 다운 (섹션 교차용) */
  --gold:#d96c1f;
  --gold-2:#e8843b;
  --gold-soft:#f4b98a;
  --gold-text:#a34e12;   /* 밝은 배경 위 정보 텍스트용 (대비 강화) */
  --gold-line:rgba(217,108,31,.28);
  --mobile-cta-h:76px;
  --text:#1e2229;
  --text-mut:#5c6472;
  --text-mut2:#828a98;
  --line:#ddd5c4;
  --white:#fff;
  --radius:14px;
  --radius-lg:20px;
  --maxw:1180px;
  --ease:cubic-bezier(.22,.61,.36,1);
  --sans:"Pretendard Variable",-apple-system,sans-serif;
  --disp:"S-Core Dream","Pretendard Variable",-apple-system,sans-serif;
  --body:"IBM Plex Sans KR","Pretendard Variable",sans-serif;
  --serif:"IBM Plex Mono","Pretendard Variable",monospace;
  --shadow:0 18px 46px rgba(30,61,51,.09);
  --shadow-sm:0 8px 24px rgba(30,61,51,.07);
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
html{max-width:100%;overflow-x:hidden}
body{max-width:100%;overflow-x:clip}
body{font-family:var(--body);color:var(--text);background:var(--paper);line-height:1.72;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 clamp(20px,5vw,44px)}

/* ── 타이포 ── */
h1,h2,h3,h4{font-family:var(--disp);letter-spacing:-.018em;line-height:1.3;color:var(--ink)}
.eyebrow{font-family:var(--serif);font-style:normal;font-weight:500;font-size:.8rem;letter-spacing:.22em;color:var(--gold);text-transform:uppercase;margin-bottom:14px}
.section-head h2{font-size:clamp(1.7rem,3.7vw,2.55rem);font-weight:700}
.section-lead{color:var(--text-mut);margin-top:14px;max-width:56ch;font-size:1.03rem}
.section-head.center{text-align:center;margin:0 auto 52px}
.section-head.center .section-lead{margin-left:auto;margin-right:auto}
.gold-text{color:var(--gold)}

/* ═══ 헤더 ═══ */
.site-header{position:fixed;top:0;left:0;right:0;z-index:100;transition:background .35s var(--ease),box-shadow .35s var(--ease),backdrop-filter .35s}
.site-header.scrolled{background:rgba(30,61,51,.93);backdrop-filter:blur(13px);box-shadow:0 1px 0 rgba(255,255,255,.07)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:11px}
.brand-logo{height:45px;width:auto;object-fit:contain}
.gnb{display:flex;align-items:center;gap:26px}
.gnb>a,.gnb .has-sub>a{color:rgba(255,255,255,.82);font-size:.94rem;font-weight:500;transition:color .2s}
.gnb>a:hover,.gnb .has-sub:hover>a{color:#fff}
.gnb .active{color:var(--gold-soft)!important}
.gnb-cta{padding:9px 20px;border:1px solid var(--gold);border-radius:8px;color:var(--gold-soft)!important}
.gnb-cta:hover{background:var(--gold);color:var(--ink)!important}
/* 드롭다운 */
.has-sub{position:relative}
.has-sub>a::after{content:"";display:inline-block;width:6px;height:6px;margin-left:5px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px);opacity:.7}
/* 서브메뉴: 상위와의 틈에 투명 브리지(padding-top)를 깔아 hover 끊김 방지 */
.submenu{position:absolute;top:100%;left:50%;transform:translateX(-50%);padding-top:14px;min-width:180px;opacity:0;visibility:hidden;transition:opacity .25s,transform .25s;z-index:110}
.submenu::before{content:"";position:absolute;top:14px;left:0;right:0;bottom:0;background:rgba(30,61,51,.98);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.1);border-radius:12px;box-shadow:0 16px 40px rgba(0,0,0,.4);z-index:-1}
.has-sub:hover .submenu,.has-sub:focus-within .submenu{opacity:1;visibility:visible}
.gnb a:focus-visible,.nav-toggle:focus-visible,.btn:focus-visible,.insight-tabs button:focus-visible{outline:2px solid var(--gold-soft);outline-offset:2px}
.submenu a{position:relative;display:block;margin:0 8px;padding:9px 14px;border-radius:8px;color:rgba(255,255,255,.78);font-size:.9rem;transition:background .2s,color .2s}
.submenu a:first-of-type{margin-top:8px}
.submenu a:last-of-type{margin-bottom:8px}
.submenu a:hover{background:rgba(217,108,31,.16);color:var(--gold-soft)}

/* 모바일 텔그 하단고정 CTA */
.mobile-cta{display:none;position:fixed;left:0;right:0;bottom:0;z-index:90;padding:10px 14px;gap:10px;background:rgba(30,61,51,.96);backdrop-filter:blur(12px);border-top:1px solid rgba(255,255,255,.1)}
.mobile-cta a{flex:1;text-align:center;padding:11px;border-radius:6px;font-family:var(--sans);font-weight:700;font-size:1.02rem}
.mobile-cta .m-call{background:rgba(255,255,255,.1);color:#fff;border:1px solid rgba(255,255,255,.2)}
.mobile-cta .m-form{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:var(--ink)}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{width:24px;height:2px;background:#fff;transition:.3s}

/* ═══ 히어로 ═══ */
.hero{position:relative;background:var(--ink);color:#fff;padding:150px 0 100px;overflow:hidden}
/* 히어로 배경 영상 (엷게) — 인트로 영상 루프 */
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.22;filter:saturate(.85);pointer-events:none;z-index:0}
/* 폴백 배경 사진 (영상 못 뜰 때) */
.hero::before{content:"";position:absolute;inset:0;background:url("../images/hero.jpg") center/cover no-repeat;opacity:.16;filter:saturate(.8);z-index:0}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(26,52,44,.9) 30%,rgba(30,61,51,.68) 65%,rgba(26,52,44,.82))}
.hero-bg{position:absolute;inset:0;pointer-events:none;z-index:1;
  background:radial-gradient(120% 90% at 82% -5%,rgba(217,108,31,.2),transparent 52%),
            radial-gradient(90% 70% at 8% 105%,rgba(34,86,66,.3),transparent 60%)}
.hero-bg::after{content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:60px 60px;mask-image:radial-gradient(75% 65% at 50% 38%,#000,transparent 92%)}
.hero-inner{position:relative;z-index:2}
.hero .eyebrow{color:var(--gold-soft)}
.hero-title{font-size:clamp(2.3rem,6.2vw,4.1rem);font-weight:800;color:#fff;letter-spacing:-.02em;margin-bottom:22px}
.hero-sub{color:rgba(255,255,255,.74);font-size:clamp(1rem,1.6vw,1.16rem);max-width:48ch;margin-bottom:36px}
.hero-sub b{color:var(--gold-soft);font-weight:700}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:58px}
.hero-meta{display:flex;gap:40px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.13);padding-top:30px}
.hero-meta b{display:block;font-family:var(--disp);font-size:2rem;font-weight:800;color:var(--gold-soft);letter-spacing:-.02em;line-height:1.1}
.hero-meta b .u{font-size:1.1rem;vertical-align:top;margin-left:1px}
.hero-meta span{font-size:.9rem;color:rgba(255,255,255,.62)}

/* ═══ 버튼 ═══ */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);font-weight:700;font-size:1.05rem;padding:11px 22px;border-radius:16px;cursor:pointer;border:1px solid transparent;transition:transform .2s var(--ease),background .25s,color .25s,box-shadow .25s}
.btn-primary{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:var(--ink);box-shadow:0 10px 26px rgba(217,108,31,.32)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(217,108,31,.44)}
.btn-ghost{border-color:rgba(255,255,255,.3);color:#fff}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.07)}
/* 밝은 배경용 골드 아웃라인 버튼 (hover 흰테두리 역전 방지) */
.btn-outline-gold{border-color:var(--gold);color:var(--gold-text)}
.btn-outline-gold:hover{border-color:var(--gold);color:var(--ink);background:rgba(217,108,31,.12);transform:translateY(-2px)}
.btn-block{width:100%;justify-content:center;padding:16px}

/* ═══ 신뢰 스트립 ═══ */
.trust{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:var(--ink)}
.trust-inner{padding:22px 0;text-align:center}
.trust-inner p{font-family:var(--sans);font-weight:600;font-size:clamp(1.15rem,2.6vw,1.55rem);letter-spacing:.02em}
.trust-inner b{font-weight:800}

/* ═══ 섹션 공통 ═══ */
.section{padding:clamp(64px,8.5vw,112px) 0}
.section-alt{background:var(--paper-2)}
.section-ink{background:var(--ink);color:#fff}
.section-ink h2,.section-ink .section-head h2{color:#fff}
.section-ink .section-lead{color:rgba(255,255,255,.66)}
.grid-2{display:grid;grid-template-columns:.92fr 1.08fr;gap:clamp(32px,6vw,72px);align-items:start}

/* ── 회사소개 ── */
.about-cards{display:grid;gap:16px}
.about-card{background:var(--white);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:12px;padding:24px 26px}
.about-card .ac-eyebrow{display:block;font-family:var(--serif);font-style:normal;font-size:.82rem;letter-spacing:.06em;color:var(--gold-text);margin-bottom:8px}
.about-card h4{font-size:1.28rem;line-height:1.35;margin-bottom:12px;letter-spacing:-.02em}
.about-card p{color:var(--text-mut);font-size:.96rem}
.about-card p b{color:var(--ink);font-weight:700}

/* ── 대표 프로필 ── */
.ceo{background:var(--paper-2);color:var(--text);position:relative;overflow:hidden}
.ceo .hero-bg{opacity:0}
.ceo-inner{position:relative;display:grid;grid-template-columns:272px 1fr;gap:clamp(30px,5vw,64px);align-items:center}
.ceo-photo{position:relative;width:228px;margin:0 auto}
.ceo-photo::after{content:"";position:absolute;inset:-6px;border-radius:50%;border:1px solid var(--gold-line);pointer-events:none}
.ceo-photo img{width:228px;height:228px;border-radius:50%;object-fit:cover;object-position:center 18%;border:3px solid #fff;background:#fff;box-shadow:0 16px 40px rgba(30,61,51,.18)}
.ceo-photo .ceo-badge{position:absolute;left:50%;transform:translateX(-50%);bottom:-12px;background:var(--gold);color:var(--ink);font-family:var(--sans);font-weight:800;font-size:.78rem;padding:6px 18px;border-radius:100px;box-shadow:0 6px 16px rgba(0,0,0,.25)}
.ceo-body .eyebrow{color:var(--gold)}
.ceo-body h2{color:var(--ink);margin-bottom:8px}
.ceo-name{font-size:clamp(1.6rem,3vw,2.1rem)}
.ceo-name small{font-size:1rem;color:var(--gold-text);font-weight:600;margin-left:8px}
.ceo-career{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}
.career-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.career-card h4{color:var(--gold-text);font-size:1rem;margin-bottom:9px}
.career-card ul{list-style:none;display:grid;gap:5px}
.career-card li{color:var(--text-mut);font-size:.9rem;padding-left:13px;position:relative}
.career-card li::before{content:"";position:absolute;left:0;top:.62em;width:5px;height:5px;border-radius:50%;background:var(--gold)}

/* ── 전문영역 (SVG 아이콘 카드) ── */
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.svc-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;transition:transform .3s var(--ease),box-shadow .3s,border-color .3s;position:relative;overflow:hidden}
.svc-card::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold-soft));transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.svc-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--gold-line)}
.svc-card:hover::before{transform:scaleX(1)}
.svc-ico{width:52px;height:52px;margin-bottom:18px;display:grid;place-items:center;border-radius:13px;background:linear-gradient(135deg,rgba(217,108,31,.13),rgba(217,108,31,.05));border:1px solid var(--gold-line)}
.svc-ico svg{width:28px;height:28px;stroke:var(--gold);fill:none;stroke-width:1.6}
.svc-num{position:absolute;top:24px;right:24px;font-family:var(--serif);font-size:1.2rem;color:var(--line);font-weight:600}
.svc-card h3{font-size:1.14rem;font-weight:700;margin-bottom:10px}
.svc-card p{color:var(--text-mut);font-size:.94rem}

/* ── 금리비교 (차트 + 표) ── */
.compare-section{background:var(--paper-2)}
.rate-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(28px,4vw,48px);align-items:center;max-width:1000px;margin:0 auto}
.rate-chart{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:32px 28px;box-shadow:var(--shadow-sm)}
.rate-chart h4{text-align:center;font-size:1.05rem;margin-bottom:26px;color:var(--text-mut)}
/* 막대는 축선 위에만, 라벨은 축선 아래 별도 트랙 (선 관통 방지) */
.bars{display:flex;align-items:flex-end;justify-content:space-around;height:246px;gap:16px;padding-bottom:0;position:relative}
.bars::after{content:"";position:absolute;left:0;right:0;bottom:52px;height:3px;background:var(--ink)}
.bar-col{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;flex:1;height:100%;padding-bottom:52px}
.bar-val{font-family:var(--sans);font-weight:800;font-size:1.05rem;margin-bottom:8px}
.bar{width:100%;max-width:62px;border-radius:8px 8px 0 0;transition:height 1s var(--ease)}
.bar.b1{background:linear-gradient(180deg,var(--gold),var(--gold-2));height:22%}
.bar.b2{background:linear-gradient(180deg,#8a94a6,#6f7889);height:44%}
.bar.b3{background:linear-gradient(180deg,#c0596a,#9c4353);height:100%}
.bar-lbl{position:absolute;bottom:0;left:0;right:0;height:44px;display:flex;align-items:center;justify-content:center;font-size:.82rem;color:var(--text-mut);text-align:center;font-weight:500;line-height:1.25}
.bar-col.hi .bar-val{color:var(--gold)}
.rate-table{width:100%;border-collapse:separate;border-spacing:0;background:var(--white);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm)}
.rate-table th,.rate-table td{padding:13px 14px;text-align:center;font-size:.92rem;border-bottom:1px solid #ddd5c4;border-right:1px solid #e9e2d2}
.rate-table th:last-child,.rate-table td:last-child{border-right:0}
.rate-table thead th{background:var(--ink);color:#fff;font-family:var(--sans);font-weight:600}
.rate-table thead th.hi{background:var(--gold);color:var(--ink);font-weight:800}
.rate-table td:first-child,.rate-table th:first-child{text-align:left;font-family:var(--sans);font-weight:600;color:var(--text-mut);background:var(--paper);white-space:nowrap}
.rate-table td.hi{background:rgba(217,108,31,.09);font-weight:600;color:var(--ink)}
.rate-table td.hi b{color:var(--gold)}
.rate-table tr:last-child td{border-bottom:0}
.rate-table .row-accent td{background:var(--ink-2);color:#fff;font-weight:600}
.rate-table .row-accent td:first-child{background:var(--ink);color:rgba(255,255,255,.85)}
.rate-table .row-accent td.hi{background:var(--gold);color:var(--ink);font-weight:800}
.rate-note{text-align:center;color:var(--text-mut);font-size:.84rem;margin-top:18px}

/* ── 자금 용도 카드 ── */
.fund-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.fund-card{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px 26px;transition:transform .3s var(--ease),box-shadow .3s}
.fund-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.fund-ico{width:46px;height:46px;margin-bottom:16px;display:grid;place-items:center;border-radius:12px;background:var(--ink)}
.fund-ico svg{width:24px;height:24px;stroke:var(--gold-soft);fill:none;stroke-width:1.6}
.fund-idx{position:absolute;top:26px;right:26px;font-family:var(--serif);font-size:1.4rem;color:var(--line);font-weight:600}
.fund-card h3{font-size:1.18rem;margin-bottom:14px}
.fund-card ul{list-style:none;display:grid;gap:9px}
.fund-card li{position:relative;padding-left:19px;color:var(--text-mut);font-size:.93rem}
.fund-card li::before{content:"";position:absolute;left:0;top:.6em;width:7px;height:7px;border-radius:50%;background:var(--gold)}

/* ── 비교표 (일반 vs COSTEP) ── */
.vs-table{max-width:920px;margin:0 auto;background:var(--white);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line)}
.vs-row{display:grid;grid-template-columns:1fr 1.3fr 1.3fr;align-items:stretch}
.vs-row+.vs-row{border-top:1px solid var(--line)}
.vs-head{background:var(--ink);color:#fff}
.vs-head>div{padding:16px 20px;font-family:var(--sans);font-weight:700;display:flex;align-items:center}
.vs-head .vs-costep{background:var(--gold);color:var(--ink)}
.vs-head .vs-gen{color:rgba(255,255,255,.7)}
.vs-cell{padding:18px 20px;display:flex;align-items:center;font-size:.95rem}
.vs-key{font-family:var(--sans);font-weight:700;color:var(--ink);background:var(--paper)}
.vs-gen{color:var(--text-mut)}
.vs-costep{background:rgba(217,108,31,.07);color:var(--ink);font-weight:500}
.vs-costep b{color:var(--gold);font-weight:700}

/* ── 성장 로드맵 ── */
.road{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;position:relative}
.road-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;position:relative;transition:transform .3s var(--ease),box-shadow .3s}
.road-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.road-stage{display:inline-block;font-family:var(--sans);font-weight:800;font-size:.78rem;letter-spacing:.04em;color:var(--gold);background:rgba(217,108,31,.1);border:1px solid var(--gold-line);padding:4px 12px;border-radius:100px;margin-bottom:14px}
.road-card h3{font-size:1.04rem;line-height:1.4;margin-bottom:12px;letter-spacing:-.02em;min-height:2.8em}
.road-period{color:var(--text-mut2);font-size:.85rem;margin-bottom:14px}
.road-card .task{font-size:.86rem;color:var(--text-mut);margin-bottom:14px;padding-bottom:14px;border-bottom:1px dashed var(--line);line-height:1.6}
.road-card ul{list-style:none;display:grid;gap:6px}
.road-card li{position:relative;padding-left:16px;color:var(--ink);font-size:.86rem;font-weight:500}
.road-card li::before{content:"";position:absolute;left:0;top:.55em;width:6px;height:6px;border-radius:50%;background:var(--gold)}

/* ── 2026 트렌드 ── */
.trend-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.trend-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius);padding:30px 26px;transition:transform .3s var(--ease),border-color .3s}
.trend-card:hover{transform:translateY(-6px);border-color:var(--gold-line)}
.trend-num{font-family:var(--serif);font-style:normal;color:var(--gold-soft);font-size:1rem;letter-spacing:.06em;margin-bottom:12px}
.trend-card h3{color:#fff;font-size:1.16rem;margin-bottom:12px;line-height:1.35}
.trend-card p{color:rgba(255,255,255,.68);font-size:.93rem}

/* ── 실적 갤러리 ── */
.cert-section{background:var(--paper-2)}
.cert-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.cert-item{background:var(--white);border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .3s var(--ease)}
.cert-item:hover{transform:translateY(-4px) scale(1.02)}
.cert-item img{width:100%;height:150px;object-fit:cover;object-position:top}
.cert-item .cert-cap{padding:10px 12px;font-size:.78rem;color:var(--text-mut);text-align:center;font-weight:500}
.cert-caption{text-align:center;color:var(--text-mut);font-size:.86rem;margin-top:22px}

/* ── WHY / 강점 ── */
.why-list{display:grid;gap:20px}
.why-item{display:flex;gap:18px;align-items:flex-start;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px 26px}
.why-idx{flex:none;min-width:64px;padding:7px 12px;display:grid;place-items:center;border-radius:100px;background:var(--ink);color:var(--gold-soft);font-family:var(--sans);font-weight:700;font-size:.86rem}
.why-item h4{font-size:1.08rem;margin-bottom:5px}
.why-item p{color:var(--text-mut);font-size:.94rem}

/* ── 진행절차 ── */
.process-steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.process-steps li{position:relative;text-align:center;padding:0 10px}
.process-steps li:not(:last-child)::after{content:"";position:absolute;top:26px;left:60%;width:80%;height:1px;background:linear-gradient(90deg,var(--gold),transparent)}
.pstep{display:grid;place-items:center;width:52px;height:52px;margin:0 auto 18px;border-radius:50%;background:var(--white);border:1.5px solid var(--gold);color:var(--gold);font-family:var(--sans);font-weight:800;font-size:1.2rem;position:relative;z-index:1}
.process-steps h4{font-size:1.05rem;margin-bottom:6px}
.process-steps p{color:var(--text-mut);font-size:.89rem}

/* ═══ 문의 폼 ═══ */
.contact-section{background:var(--ink);color:#fff;position:relative;overflow:hidden}
.contact-section .hero-bg{opacity:.6}
.contact-section .wrap{position:relative}
.contact-section .section-head h2,.contact-section .eyebrow{color:#fff}
.contact-section .eyebrow{color:var(--gold-soft)}
.contact-section .section-lead{color:rgba(255,255,255,.68)}
.contact-form{max-width:680px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:18px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:clamp(24px,4vw,40px)}
.field{display:flex;flex-direction:column;gap:7px}
.field-full{grid-column:1/-1}
.field label{font-family:var(--sans);font-size:.9rem;font-weight:500;color:rgba(255,255,255,.85)}
.field label span{color:var(--gold-soft)}
.field input,.field select,.field textarea{width:100%;min-width:0;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:10px;padding:13px 15px;color:#fff;font-family:var(--body);font-size:.98rem;transition:border-color .2s,background .2s}
.field label em{font-style:normal;font-size:.84em;color:rgba(255,255,255,.45)}
.arr-row{display:flex;gap:10px}
.arr-pill{position:relative;flex:1;cursor:pointer}
.arr-pill input{position:absolute;opacity:0;pointer-events:none}
.arr-pill span{display:block;text-align:center;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:10px;padding:12px 8px;color:rgba(255,255,255,.75);font-family:var(--sans);font-size:.93rem;transition:border-color .2s,background .2s,color .2s}
.arr-pill input:checked+span{border-color:var(--gold);background:rgba(232,132,59,.16);color:#fff;font-weight:600}
.arr-pill input:focus-visible+span{outline:2px solid var(--gold);outline-offset:2px}
.arrears-warn{display:none;grid-column:1/-1;background:rgba(232,132,59,.1);border:1px solid rgba(232,132,59,.4);border-radius:10px;padding:12px 14px;color:#e8d5ae;font-family:var(--sans);font-size:.9rem;line-height:1.55;word-break:keep-all}
.arrears-warn.show{display:block}
.field input::placeholder,.field textarea::placeholder{color:rgba(255,255,255,.34)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);background:rgba(255,255,255,.09)}
.field select option{color:#222}
.field textarea{resize:vertical}
.agree{display:flex;align-items:center;gap:10px;color:rgba(255,255,255,.7);font-size:.9rem;cursor:pointer}
.agree input{width:17px;height:17px;accent-color:var(--gold)}
.form-note{grid-column:1/-1;text-align:center;font-size:.92rem;min-height:1.2em}
.form-note.ok{color:var(--gold-soft)}
.form-note.err{color:#e88}
.contact-side{display:grid;gap:10px;margin-top:26px;text-align:center}
.contact-side a,.contact-side span{color:rgba(255,255,255,.8);font-size:.95rem}
.contact-side b{color:var(--gold-soft)}

/* ═══ 푸터 ═══ */
.site-footer{background:var(--ink-2);color:rgba(255,255,255,.7)}
.footer-inner{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;padding-top:56px;padding-bottom:40px}
.footer-logo{height:56px;width:auto;object-fit:contain;margin-bottom:16px;filter:drop-shadow(0 4px 14px rgba(0,0,0,.3))}
.footer-desc{font-family:var(--sans);font-size:1.05rem;font-weight:700;line-height:1.6;letter-spacing:-.01em;max-width:36ch;color:rgba(255,255,255,.92)}
.footer-info p{font-size:.9rem;margin-bottom:5px}
.footer-info a{color:var(--gold-soft)}
.footer-credit{border-top:1px solid rgba(255,255,255,.08);padding:20px 0}
/* 크레딧: 텍스트는 유지하되 투명 처리(고객 요청 2026-07-19) */
.footer-credit .wrap{font-family:var(--sans);font-size:.78rem;letter-spacing:.18em;color:transparent;user-select:none}

/* ═══ 리빌 (JS 없으면 항상 노출 — 콘텐츠 증발 방지) ═══ */
.reveal{opacity:1;transform:none}
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease) var(--d,0s),transform .7s var(--ease) var(--d,0s)}
.js .reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.js .reveal{opacity:1;transform:none;transition:none}}

/* ═══ 반응형 ═══ */
@media(max-width:960px){
  .ceo-inner{grid-template-columns:1fr;text-align:center}
  .ceo-photo{max-width:280px;margin:0 auto}
  .ceo-career{text-align:left}
  .cert-grid{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:860px){
  .grid-2{grid-template-columns:1fr}
  .svc-grid{grid-template-columns:1fr 1fr}
  .fund-grid{grid-template-columns:1fr}
  .rate-grid{grid-template-columns:1fr;gap:24px}
  .rate-grid>div{min-width:0;max-width:100%}
  .rate-chart{padding:24px 18px}
  .rate-table{display:table;width:100%;table-layout:fixed}
  .rate-table thead{display:table-header-group}
  .rate-table tbody{display:table-row-group}
  .rate-table th,.rate-table td{padding:10px 5px;font-size:.78rem;overflow-wrap:break-word}
  .rate-table td:first-child,.rate-table th:first-child{white-space:normal;word-break:keep-all;width:22%;padding-left:8px}
  .road{grid-template-columns:1fr 1fr}
  .trend-grid{grid-template-columns:1fr}
  .process-steps{grid-template-columns:1fr 1fr;gap:32px 20px}
  .process-steps li:not(:last-child)::after{display:none}
  .vs-row{grid-template-columns:1fr}
  .vs-row>div{border-top:1px solid var(--line)}
  .vs-head{display:none}
  .vs-cell::before{content:attr(data-lbl);font-weight:700;color:var(--gold);margin-right:8px;font-family:var(--sans)}
}
@media(max-width:860px){
  .mobile-cta{display:flex}
  body{padding-bottom:calc(var(--mobile-cta-h) + env(safe-area-inset-bottom))}
  .mobile-cta{padding-bottom:calc(10px + env(safe-area-inset-bottom))}
  /* 860px부터 햄버거 메뉴로 전환 (641~860 GNB 잘림 방지) */
  .nav-toggle{display:flex}
  .gnb{position:fixed;top:72px;right:0;left:0;flex-direction:column;align-items:stretch;gap:0;background:rgba(30,61,51,.98);backdrop-filter:blur(12px);padding:8px 0;transform:translateY(-125%);transition:transform .35s var(--ease);border-top:1px solid rgba(255,255,255,.08);max-height:calc(100vh - 72px);overflow-y:auto}
  .has-sub{width:100%}
  .submenu::before{content:none}
  .gnb.open{transform:translateY(0)}
  .gnb>a,.gnb .has-sub>a{padding:14px 26px;width:100%;border-bottom:1px solid rgba(255,255,255,.06);display:block}
  .has-sub>a::after{float:right}
  .submenu{position:static;transform:none;opacity:1;visibility:visible;background:rgba(255,255,255,.03);border:0;border-radius:0;padding:0;box-shadow:none;min-width:0;max-height:0;overflow:hidden;transition:max-height .3s}
  .has-sub.open-sub .submenu{max-height:400px}
  .submenu a{padding:12px 40px;border-bottom:1px solid rgba(255,255,255,.04)}
  .gnb-cta{margin:10px 26px;text-align:center}
}
@media(max-width:640px){
  .gnb{position:fixed;top:72px;right:0;left:0;flex-direction:column;gap:0;background:rgba(30,61,51,.98);backdrop-filter:blur(12px);padding:8px 0;transform:translateY(-125%);transition:transform .35s var(--ease);border-top:1px solid rgba(255,255,255,.08);max-height:calc(100vh - 72px);overflow-y:auto}
  .gnb.open{transform:translateY(0)}
  .gnb>a,.gnb .has-sub>a{padding:14px 26px;width:100%;border-bottom:1px solid rgba(255,255,255,.06);display:block}
  .has-sub>a::after{float:right}
  .submenu{position:static;transform:none;opacity:1;visibility:visible;background:rgba(255,255,255,.03);border:0;border-radius:0;padding:0;box-shadow:none;min-width:0;max-height:0;overflow:hidden;transition:max-height .3s}
  .has-sub.open-sub .submenu{max-height:400px}
  .submenu a{padding:12px 40px;border-bottom:1px solid rgba(255,255,255,.04)}
  .gnb-cta{margin:10px 26px;text-align:center}
  .svc-grid{grid-template-columns:1fr}
  .ceo-career{grid-template-columns:1fr}
  .road{grid-template-columns:1fr}
  .cert-grid{grid-template-columns:1fr 1fr}
  .hero-meta{gap:26px}.hero-meta b{font-size:1.6rem}
  .contact-form{grid-template-columns:minmax(0,1fr)}
  .footer-inner{flex-direction:column;gap:24px}
}

/* ═══ 서브페이지 공통 컴포넌트 ═══ */
/* 페이지 히어로 배너 (짧은 다크 인트로) */
.page-hero{position:relative;background:var(--ink);color:#fff;padding:132px 0 60px;overflow:hidden;text-align:center}
.page-hero .hero-bg{opacity:.8}
.page-hero-inner{position:relative}
.page-hero .eyebrow{color:var(--gold-soft)}
.page-hero h1{font-size:clamp(1.9rem,4.5vw,2.9rem);font-weight:800;color:#fff;letter-spacing:-.03em;margin-bottom:14px}
.page-hero p{color:rgba(255,255,255,.7);max-width:56ch;margin:0 auto;font-size:1.03rem}
.breadcrumb{display:flex;gap:8px;justify-content:center;margin-bottom:20px;font-size:.85rem;color:rgba(255,255,255,.5)}
.breadcrumb a{color:rgba(255,255,255,.5)}
.breadcrumb a:hover{color:var(--gold-soft)}

/* 앵커 네비 (솔루션 페이지) */
.anchor-nav{position:sticky;top:72px;z-index:50;background:rgba(248,246,241,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.anchor-nav-inner{display:flex;gap:6px;overflow-x:auto;padding:12px 0;scrollbar-width:none}
.anchor-nav-inner::-webkit-scrollbar{display:none}
.anchor-nav a{white-space:nowrap;padding:9px 18px;border-radius:100px;font-family:var(--sans);font-weight:600;font-size:.9rem;color:var(--text-mut);border:1px solid transparent;transition:all .2s}
.anchor-nav a:hover,.anchor-nav a.on{background:var(--ink);color:#fff}

/* 솔루션 앵커 섹션 */
.sol-block{scroll-margin-top:130px}
.sol-block+.sol-block{margin-top:clamp(48px,7vw,80px)}
.sol-head{display:flex;align-items:center;gap:14px;margin-bottom:24px}
.sol-head .sol-tag{font-family:var(--serif);font-style:normal;color:var(--gold-text);font-size:1.05rem}
.sol-head h2{font-size:clamp(1.5rem,3vw,2.1rem)}
.sol-body{color:var(--text-mut);max-width:60ch;margin-bottom:24px}
.sol-feats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.sol-feats-4{grid-template-columns:repeat(2,1fr)}
.sol-feat{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:20px 22px}
.sol-feat h4{font-size:1rem;margin-bottom:7px;color:var(--ink)}
.sol-feat p{font-size:.9rem;color:var(--text-mut)}
.sol-feat .fchk{color:var(--gold);font-weight:700;margin-right:6px}

/* 요약 지표 (성공사례) */
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:48px}
.stat-box{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px 22px;text-align:center;border-top:3px solid var(--gold)}
.stat-box b{display:block;font-family:var(--sans);font-size:2.1rem;font-weight:800;color:var(--ink);letter-spacing:-.02em}
.stat-box span{font-size:.9rem;color:var(--text-mut)}

/* 블로그 카드 (인사이트) */
.insight-tabs{display:flex;gap:8px;justify-content:center;flex-wrap:wrap;margin-bottom:40px}
.insight-tabs button{padding:9px 20px;border-radius:100px;border:1px solid var(--line);background:var(--white);font-family:var(--sans);font-weight:600;font-size:.9rem;color:var(--text-mut);cursor:pointer;transition:all .2s}
.insight-tabs button.on{background:var(--ink);color:#fff;border-color:var(--ink)}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.blog-card{display:block;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s}
.blog-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.blog-thumb{height:170px;background:linear-gradient(135deg,var(--ink),var(--ink-3));background-size:cover;background-position:center;display:grid;place-items:end start;position:relative;overflow:hidden}
.blog-thumb::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(30,61,51,.15),rgba(30,61,51,.55))}
.blog-thumb .bt-cat{position:relative;z-index:1;margin:0 0 12px 14px;font-family:var(--serif);font-style:normal;color:var(--gold-soft);font-size:.85rem;letter-spacing:.05em;text-shadow:0 1px 6px rgba(0,0,0,.5)}
.blog-body{padding:20px 22px}
.blog-cat{display:inline-block;font-size:.76rem;font-weight:700;color:var(--gold-text);background:rgba(217,108,31,.1);padding:3px 10px;border-radius:100px;margin-bottom:10px}
.blog-card h3{font-size:1.05rem;margin-bottom:8px;line-height:1.4}
.blog-card p{font-size:.88rem;color:var(--text-mut)}
.blog-more{text-align:center;margin-top:40px}

/* 정밀진단 체크리스트 */
.check-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:960px;margin:0 auto}
.check-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px 24px}
.check-card h4{font-size:1.02rem;margin-bottom:14px;padding-bottom:12px;border-bottom:1px solid var(--line);color:var(--ink)}
.check-card label{display:flex;align-items:flex-start;gap:9px;padding:6px 0;font-size:.9rem;color:var(--text-mut);cursor:pointer}
.check-card input{width:16px;height:16px;margin-top:3px;accent-color:var(--gold);flex:none}

/* 오시는 길 */
.map-box{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px 30px;display:grid;gap:14px}
.map-box .mrow{display:flex;gap:12px;align-items:flex-start;font-size:.96rem}
.map-box .mrow b{font-family:var(--sans);color:var(--ink);min-width:66px}
.map-box .mrow span{color:var(--text-mut)}

@media(max-width:860px){
  .sol-feats{grid-template-columns:1fr}
  .stats-row{grid-template-columns:1fr 1fr}
  .blog-grid{grid-template-columns:1fr 1fr}
  .check-grid{grid-template-columns:1fr}
}
@media(max-width:640px){
  .stats-row{grid-template-columns:1fr 1fr}
  .blog-grid{grid-template-columns:1fr}
}
@media(max-width:400px){
  .rate-table th,.rate-table td{font-size:.7rem;padding:9px 3px}
  .rate-table td:first-child,.rate-table th:first-child{padding-left:6px}
}

/* ── 폼 내 체크리스트 fieldset 보정 ── */
fieldset.check-card{border:1px solid var(--line)}
fieldset.check-card legend{font-family:var(--sans);font-weight:700;font-size:1.02rem;padding:0 4px;margin-bottom:6px}
fieldset.check-card label input{accent-color:var(--gold)}

/* ── 실적 이미지 라이트박스 ── */
.cert-item{cursor:zoom-in}
.lightbox{position:fixed;inset:0;z-index:200;display:flex;align-items:center;justify-content:center;padding:24px;background:rgba(8,12,22,.9);backdrop-filter:blur(6px);opacity:0;visibility:hidden;transition:opacity .28s var(--ease),visibility .28s;cursor:zoom-out}
.lightbox.open{opacity:1;visibility:visible}
.lightbox img{max-width:min(92vw,860px);max-height:88vh;border-radius:12px;box-shadow:0 30px 80px rgba(0,0,0,.6);border:1px solid rgba(255,255,255,.14);transform:scale(.94);transition:transform .28s var(--ease);background:#fff}
.lightbox.open img{transform:scale(1)}
.lightbox .lb-cap{position:absolute;bottom:26px;left:0;right:0;text-align:center;color:rgba(255,255,255,.85);font-family:var(--sans);font-size:.95rem;font-weight:500}
.lightbox .lb-close{position:absolute;top:20px;right:26px;width:42px;height:42px;display:grid;place-items:center;border-radius:50%;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#fff;font-size:1.4rem;cursor:pointer;transition:background .2s}
.lightbox .lb-close:hover{background:rgba(255,255,255,.2)}

/* ── 한국어 줄바꿈: 단어 단위 유지(고아줄 방지) ── */
.section-lead,.page-hero p,.hero-sub,.about-card p,.sol-body,.blog-card p,.trend-card p,.svc-card p,.fund-card li,.footer-desc,.form-note{word-break:keep-all;overflow-wrap:break-word;text-wrap:pretty}
.contact-side span,.agree span,.check-card label,.mrow span,.footer-info p,.field label{word-break:keep-all;overflow-wrap:break-word}

/* ── 우측 세로 플로팅 버튼 ── */
.float-side{position:fixed;right:18px;top:50%;transform:translateY(-50%);z-index:80;display:flex;flex-direction:column;gap:10px}
.float-side a{width:60px;height:60px;border-radius:14px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;text-decoration:none;font-family:var(--sans);font-weight:700;font-size:.66rem;box-shadow:0 8px 22px rgba(30,61,51,.22);transition:transform .2s var(--ease),box-shadow .2s;border:1px solid transparent}
.float-side a:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(30,61,51,.32)}
.float-side a svg{width:22px;height:22px;stroke-width:1.8;fill:none}
.float-side .fs-form{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:var(--ink)}
.float-side .fs-form svg{stroke:var(--ink)}
.float-side .fs-call{background:var(--ink);color:#fff}
.float-side .fs-call svg{stroke:var(--gold-soft)}
.float-side .fs-blog{background:#fff;color:var(--ink);border-color:var(--line)}
.float-side .fs-blog svg{stroke:var(--gold)}
@media(max-width:860px){.float-side{display:none}}

/* ── 전문영역 인터랙티브 카드 (호버 펼침 / 모바일 슬라이드) ── */
.svc-flip{display:flex;gap:14px;height:420px}
.svc-panel{position:relative;flex:1;border-radius:18px;overflow:hidden;cursor:pointer;transition:flex .55s var(--ease);background:var(--ink);border:1px solid rgba(255,255,255,.08);min-width:0}
.svc-panel .sp-img{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.34;transition:opacity .55s var(--ease),transform .7s var(--ease)}
.svc-panel .sp-shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(30,61,51,.5) 0%,rgba(30,61,51,.72) 55%,rgba(30,61,51,.95) 100%)}
.svc-panel .sp-body{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:flex-end;padding:26px 24px;z-index:2}
.svc-panel .sp-num{font-family:var(--serif);font-style:normal;color:var(--gold-soft);font-size:1rem;margin-bottom:auto}
.svc-panel .sp-title{font-family:var(--disp);font-weight:800;color:#fff;font-size:1.18rem;letter-spacing:-.02em;margin-bottom:8px;line-height:1.3}
.svc-panel .sp-hook{color:var(--gold-soft);font-family:var(--sans);font-weight:600;font-size:.98rem;line-height:1.45;margin-bottom:10px;opacity:0;max-height:0;transform:translateY(8px);transition:opacity .4s var(--ease) .1s,max-height .5s var(--ease),transform .4s var(--ease) .1s;overflow:hidden}
.svc-panel .sp-desc{color:rgba(255,255,255,.7);font-size:.9rem;line-height:1.55;opacity:0;max-height:0;transform:translateY(8px);transition:opacity .4s var(--ease) .15s,max-height .5s var(--ease),transform .4s var(--ease) .15s;overflow:hidden}
/* 데스크탑: 호버 확장 */
@media(hover:hover) and (min-width:861px){
  .svc-flip:hover .svc-panel{flex:.7}
  .svc-flip .svc-panel:hover{flex:2.6}
  .svc-panel:hover .sp-img{opacity:.6;transform:scale(1.05)}
  .svc-panel:hover .sp-hook{opacity:1;max-height:80px;transform:none}
  .svc-panel:hover .sp-desc{opacity:1;max-height:120px;transform:none}
}
/* 첫 로드 시 1번 패널 펼침 힌트 (데스크탑) */
@media(hover:hover) and (min-width:861px){
  .svc-flip:not(:hover) .svc-panel:first-child{flex:2.2}
  .svc-flip:not(:hover) .svc-panel:first-child .sp-img{opacity:.55}
  .svc-flip:not(:hover) .svc-panel:first-child .sp-hook{opacity:1;max-height:80px;transform:none}
  .svc-flip:not(:hover) .svc-panel:first-child .sp-desc{opacity:1;max-height:120px;transform:none}
}
/* 모바일: 가로 슬라이드 */
@media(max-width:860px){
  .svc-flip{height:auto;overflow-x:auto;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;padding-bottom:8px}
  .svc-panel{flex:0 0 78%;height:360px;scroll-snap-align:center}
  .svc-panel .sp-img{opacity:.5}
  .svc-panel .sp-hook{opacity:1;max-height:80px;transform:none}
  .svc-panel .sp-desc{opacity:1;max-height:140px;transform:none}
}
.svc-hint{text-align:center;color:var(--text-mut2);font-size:.85rem;margin-top:16px}

/* ── 금리 인터랙션 (캐피탈→정책자금 절감 애니메이션) ── */
.rate-chart{position:relative}
/* CTA 알약: 차트 하단 중앙(제목·막대와 절대 겹치지 않는 독립 위치) */
.rate-cta{display:inline-flex;align-items:center;gap:5px;margin:22px auto 0;font-family:var(--sans);font-weight:700;font-size:.78rem;color:var(--ink);background:var(--gold-soft);padding:8px 16px;border-radius:100px;cursor:pointer;animation:ratePulse 1.8s ease-in-out infinite;user-select:none;box-shadow:0 4px 12px rgba(217,108,31,.25)}
.rate-cta-wrap{display:flex;justify-content:center}
@keyframes ratePulse{0%,100%{transform:scale(1);opacity:.9}50%{transform:scale(1.06);opacity:1}}
.rate-chart.saved .rate-cta{display:none}
.bar,.bar-val,.bar-col{transition:all .8s var(--ease)}
/* 절감 상태: 은행/캐피탈 축소·페이드, 정책자금 강조 확대 */
.rate-chart.saved .bar-col:not(.hi){opacity:.28;filter:grayscale(.5)}
.rate-chart.saved .bar.b2{height:16%!important}
.rate-chart.saved .bar.b3{height:12%!important}
.rate-chart.saved .bar.b1{height:100%!important}
.rate-chart.saved .bar-col.hi .bar-lbl{color:var(--gold-text);font-weight:700}
.rate-chart.saved .bar-col.hi .bar-val{font-size:1.3rem;color:var(--gold)}
.rate-chart.saved .bar-col.hi .bar.b1{box-shadow:0 0 0 3px rgba(217,108,31,.35),0 0 28px rgba(232,132,59,.6);animation:barGlow 1.6s ease-in-out infinite}
@keyframes barGlow{0%,100%{box-shadow:0 0 0 3px rgba(217,108,31,.35),0 0 22px rgba(232,132,59,.5)}50%{box-shadow:0 0 0 4px rgba(217,108,31,.5),0 0 40px rgba(232,132,59,.85)}}
.rate-save-banner{margin-top:32px;text-align:center;opacity:0;max-height:0;overflow:hidden;transition:opacity .5s var(--ease) .3s,max-height .6s var(--ease)}
.rate-chart.saved .rate-save-banner{opacity:1;max-height:120px}
.rate-save-banner .rsb-label{font-size:.86rem;color:var(--text-mut)}
.rate-save-banner .rsb-amount{display:block;font-family:var(--sans);font-weight:800;font-size:clamp(1.4rem,3vw,1.9rem);color:var(--gold-text);letter-spacing:-.02em;margin-top:4px}
.rate-save-banner .rsb-amount b{color:var(--gold)}
.rate-reset{margin-top:10px;font-size:.8rem;color:var(--text-mut2);cursor:pointer;text-decoration:underline;background:none;border:0;font-family:var(--body)}

/* ═══ 마블전자 커스텀 ═══ */
/* 텍스트 워드마크 */
.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#fff;font-family:var(--sans);font-weight:900;font-size:1.25rem;letter-spacing:0;flex:none}
.brand-name{display:flex;flex-direction:column;line-height:1.15;font-family:var(--disp);font-weight:800;font-size:1.12rem;color:#fff;letter-spacing:-.01em}
.brand-name small{font-weight:600;font-size:.6rem;letter-spacing:.16em;color:rgba(255,255,255,.55)}
.site-header:not(.scrolled) .brand-name{color:#fff}
.lang-switch{padding:7px 14px;border:1px solid rgba(255,255,255,.28);border-radius:8px;color:rgba(255,255,255,.75)!important;font-size:.84rem!important;font-weight:700!important;letter-spacing:.08em}
.lang-switch:hover{border-color:var(--gold-soft);color:var(--gold-soft)!important}
/* 히어로: 배경 사진 가시성 (기업소개 톤) */
.hero::before{opacity:.42;filter:saturate(.9)}
.hero::after{background:linear-gradient(100deg,rgba(18,38,31,.92) 22%,rgba(24,49,40,.62) 60%,rgba(18,38,31,.78))}
/* 파트너 브랜드 그리드 */
.pt-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.pt-item{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:24px 12px;text-align:center;font-family:var(--sans);font-weight:600;font-size:.98rem;color:var(--ink);transition:transform .25s var(--ease),box-shadow .25s,border-color .25s}
.pt-item:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:var(--gold-line)}
@media(max-width:860px){.pt-grid{grid-template-columns:repeat(3,1fr)}.pt-item{font-size:.85rem;padding:18px 8px}}
@media(max-width:480px){.pt-grid{grid-template-columns:repeat(2,1fr)}}
/* 푸터 워드마크 */
.footer-wordmark{display:flex;align-items:center;gap:10px;font-family:var(--disp);font-weight:800;font-size:1.3rem;color:#fff;margin-bottom:14px}
.footer-wordmark small{font-weight:600;font-size:.72rem;letter-spacing:.14em;color:rgba(255,255,255,.5)}
.footer-info a{color:var(--gold-soft)}
/* 지도 embed */
.map-embed{width:100%;height:400px;border:0;border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);display:block}
/* 사업분야 상세 이미지 */
.sol-img{width:100%;border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);margin-bottom:24px;max-height:420px;object-fit:cover}
/* 인사말 전문 */
.greeting-full{max-width:760px;margin:0 auto;background:var(--white);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:var(--radius-lg);padding:clamp(28px,5vw,52px)}
.greeting-full p{color:var(--text-mut);margin-bottom:20px;word-break:keep-all;line-height:1.9}
.greeting-full p:last-child{margin-bottom:0}
.greeting-full .g-sign{font-family:var(--sans);font-weight:700;color:var(--ink);text-align:right;font-size:1.05rem}

/* ═══ 취급품목 스크롤 쇼케이스 (2026-08-03) ═══ */
.cs-wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,64px);align-items:start}
.cs-media{position:sticky;top:92px;aspect-ratio:3/2;border-radius:var(--radius-lg);overflow:hidden;background:var(--ink);box-shadow:var(--shadow)}
.cs-media figure{position:absolute;inset:0;margin:0;opacity:1;transform:scale(1);transition:opacity .6s var(--ease),transform .8s var(--ease)}
.cs-media img{width:100%;height:100%;object-fit:cover;display:block}
.cs-media .cs-cap{position:absolute;left:0;right:0;bottom:0;padding:14px 20px;background:linear-gradient(180deg,transparent,rgba(12,26,21,.82));color:#fff;font-family:var(--serif);font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;opacity:.9}
.js .cs-media figure{opacity:0;transform:scale(1.06)}
.js .cs-media figure.on{opacity:1;transform:scale(1)}
.cs-item{min-height:62vh;display:flex;flex-direction:column;justify-content:center;padding:24px 0}
.js .cs-item{opacity:.32;transition:opacity .45s var(--ease)}
.js .cs-item.on{opacity:1}
.cs-num{font-family:var(--serif);font-weight:600;font-size:.9rem;color:var(--gold);letter-spacing:.14em;margin-bottom:10px}
.cs-item h3{font-size:clamp(1.35rem,2.2vw,1.7rem);margin-bottom:12px}
.cs-item>p{color:var(--text-mut);word-break:keep-all;max-width:44ch;margin-bottom:18px}
.cs-tags{display:flex;flex-wrap:wrap;gap:8px}
.cs-tags span{font-family:var(--sans);font-weight:600;font-size:.82rem;color:var(--gold-text);background:rgba(217,108,31,.09);border:1px solid var(--gold-line);padding:5px 13px;border-radius:8px}
.cs-inline-img{display:none}
@media(max-width:860px){
  .cs-wrap{grid-template-columns:1fr;gap:0}
  .cs-media{display:none}
  .cs-item{min-height:0;margin-bottom:52px;padding:0}
  .js .cs-item{opacity:1}
  .cs-inline-img{display:block;margin-bottom:18px}
  .cs-inline-img img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow-sm)}
  .js .cs-inline-img{clip-path:inset(6% 4% 6% 4% round 18px);opacity:.4;transform:translateY(14px);transition:clip-path .7s var(--ease),opacity .5s var(--ease),transform .7s var(--ease)}
  .js .cs-item.on .cs-inline-img,.js .cs-item.in .cs-inline-img{clip-path:inset(0 0 0 0 round 12px);opacity:1;transform:none}
}
@media(prefers-reduced-motion:reduce){
  .js .cs-media figure,.js .cs-item,.js .cs-inline-img{transition:none}
  .js .cs-item{opacity:1}
  .js .cs-inline-img{clip-path:none!important;opacity:1!important;transform:none!important}
}

/* ═══ 마이크로 인터랙션 (2026-08-03) ═══ */
/* ① 섹션 헤딩 언더라인 드로우 */
.section-head.center h2{position:relative;display:inline-block;padding-bottom:14px}
.section-head.center h2::after{content:"";position:absolute;left:50%;transform:translateX(-50%) scaleX(0);bottom:0;width:56px;height:3px;border-radius:2px;background:linear-gradient(90deg,var(--gold),var(--gold-2));transform-origin:center;transition:transform .7s var(--ease) .25s}
.js .reveal.in h2::after,.no-anim h2::after{transform:translateX(-50%) scaleX(1)}
html:not(.js) .section-head.center h2::after{transform:translateX(-50%) scaleX(1)}
/* ② 버튼 광택 스윕 */
.btn-primary{position:relative;overflow:hidden}
.btn-primary::after{content:"";position:absolute;top:0;bottom:0;left:-70%;width:45%;background:linear-gradient(105deg,transparent,rgba(255,255,255,.42),transparent);transform:skewX(-18deg);transition:left .55s var(--ease)}
.btn-primary:hover::after{left:125%}
/* ③ 파트너 브랜드 마퀴 (취급품목 페이지 전용) */
.pt-marquee{overflow:hidden;position:relative;mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.pt-track{display:flex;gap:14px;width:max-content;animation:ptScroll 36s linear infinite}
.pt-marquee:hover .pt-track{animation-play-state:paused}
.pt-track .pt-item{flex:none;min-width:170px}
@keyframes ptScroll{to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.pt-track{animation:none}.btn-primary::after{display:none}}
/* ④ 카드 리프트 통일감 보강 */
.svc-card,.fund-card,.pt-item,.sol-feat{transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.sol-feat:hover{transform:translateY(-4px);box-shadow:var(--shadow-sm);border-color:var(--gold-line)}
/* 로고 헥사마크 (2026-08-03 로고 확정 반영) */
.brand .brand-hex{height:42px;width:auto}
.footer-wordmark .brand-hex{height:36px;width:auto}
/* 모바일 메뉴 가로 흔들림 픽스 (2026-08-03): gnb-cta width100%+마진 초과 → 폭 보정 + 메뉴 가로스크롤 봉쇄 */
@media(max-width:860px){
  .gnb{overflow-x:hidden}
  .gnb .gnb-cta{width:calc(100% - 52px)}
  .gnb .lang-switch{width:calc(100% - 52px);margin:0 26px 10px;text-align:center}
}
/* 전화 확인 모달 (2026-08-03) */
.call-modal{position:fixed;inset:0;z-index:300;display:flex;align-items:center;justify-content:center;padding:24px;background:rgba(10,20,16,.55);backdrop-filter:blur(5px);opacity:0;visibility:hidden;transition:opacity .25s var(--ease),visibility .25s}
.call-modal.open{opacity:1;visibility:visible}
.cm-box{background:var(--paper);border-radius:18px;padding:34px 30px 26px;max-width:340px;width:100%;text-align:center;box-shadow:0 30px 80px rgba(0,0,0,.4);transform:translateY(10px);transition:transform .25s var(--ease)}
.call-modal.open .cm-box{transform:none}
.cm-ico{width:44px;height:44px;stroke:var(--gold);fill:none;stroke-width:1.7;margin:0 auto 12px;display:block}
.cm-title{font-family:var(--disp);font-weight:700;font-size:1.12rem;color:var(--ink);margin-bottom:6px}
.cm-num{font-family:var(--serif);font-weight:600;font-size:1.3rem;color:var(--gold-text);letter-spacing:.04em;margin-bottom:20px}
.cm-actions{display:flex;flex-direction:column;gap:9px}
.cm-actions .btn{justify-content:center}
.cm-actions .cm-no{border:1px solid var(--line);color:var(--text-mut);background:#fff}